National Internet Safety Month: How to Keep Your Kids Safe Online

June is National Internet Safety Month and we at Topline Federal Credit Union know quite a bit about internet security. We want to keep not just your financial information safe, we also want to keep your kids safe when surfing online. To honor National Internet Safety Month, here are some tips for keeping your kids safe online.

Protect Private Information

It is important to outline information that is personal and private so that your kids know not to share it. Here are four things your child should know when it comes to protecting privacy, courtesy of parenting.com:

  • Never give your name, phone number, email address, password, postal address, school, or picture without parental permission
  • Do not open email from people you do not know
  • Do not respond to hurtful or disturbing messages
  • Do not get together with anyone you “meet” online

Utilize Software and Settings

There are ways to control the settings of your browser as well as block sites using your IP address. Putting a block on sites that contain lewd content is a good idea because you never know when your child can stumble upon something accidentally.click here for more information on settings for your browser, IP address, and security software.

Be Involved and Aware

As a parent, it is important to regularly monitor the websites your children are visiting online. Before the age of 8, you should co-pilot any computer time and have a set list of websites your kid is allowed to go to. After the age of 8, regular check-ins are still necessary. An easy way to do this is to have your computer in a central location in your home. A desk near the kitchen is a good spot for your child to surf the web because you will be able to keep an eye on them occasionally.

Tips for Adults

It is just important for adults to protect their personal information as it is to protect their kids. Take precautions like changing your passwords often and keeping them safe. An obvious one is to avoid unknown emails and don’t share your personal information with anyone. For more information on staying safe online, visit staysafeonline.org.

 

There are many ways you can work towards keeping your kids safe online. Browsing the internet can be very fun and informational, but it can also be dangerous. We want your child to be safe, not just for National Internet Safety Month, but every month!

Make the Most of Your Home Improvements

Are you looking to make a big investment in your home? There a quite a few factors to keep in mind as you consider the home improvement process. To begin, choose the right projects for your home. There are a few things to consider here.

Improvements Based on Returns On Investment

Design your home improvement projects with resale in mind. Minor changes often earn you more bang for your buck than major changes meaning that you will get more out of smaller changes like repainting, refinishing countertops, and upgrading old appliances to be modern and energy-efficient than you will from completely restructuring your home design.

Remember to keep in mind what’s best for your home. A grand foyer won’t make sense in a modest split-level nor does adding a swimming pool when you aren’t committed to maintaining it.

Major Renovation Tips

If you do go with a major renovation, keep this in mind: don’t price yourself out of the neighborhood. The renovations that you make should keep your home value in line with other homes in your neighborhood. If your home is valued at $300,000 in a neighborhood of $200,000 homes, you won’t reap the rewards of your investment.

Instead, keep your eye on regional design trends and the real estate market, and speak to a realtor before you proceed with major home renovations. Whatever designs you opt for, choose quality materials and designs that add character and maintain the integrity of the house.

Painting

When Small Projects are Better

Now that we have covered what won’t add value to your home, let’s take a look at what will. Kitchens and bathrooms are the rooms in which you will see the biggest return on your investment. This makes sense considering that these rooms are where homeowners spend most of their time. Check out HGTV.com to learn how you can upgrade your kitchen and bathroom to create an investment in your house. For other excellent investment ideas, take a look below:

  • Siding replacement
  • A new roof
  • A new garage door
  • Window replacement
  • Extra space in a new bathroom, additional rooms, or newly finished a basement

With the right preparation and design plan, home improvements can be an excellent way to invest your money. TopLine Federal Credit Union offers home equity lines of credit or loans that can help finance the home renovation and redesign projects of your dreams.

 

Visit TopLine Federal Credit Union to learn about the flexible terms of our home equity line.